Attention homeowners: Real estate appraisal services for in Pearland and Brazoria County

The top 7 reasons TX homeowners use Elite Appraisal Services:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Brazoria county or TX by determining the true market value of real estate in question

Do you own a home in or near Pearland? Do you need help deciding the value of your real estate?
Contact Elite Appraisal Services.

At Elite Appraisal Services, we understand the individual needs of a consumer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Elite Appraisal Services is experts in helping consumers just like you do away with undesirable PMI insurance.

Challenging Brazoria county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other homes close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Elite Appraisal Services is your chief weapon.

HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from Elite Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Elite Appraisal Services can help you with that. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.