Reasons to get an appraisal from Elite Appraisal ServicesThousands of people in Texas buy, sell or refinance their home each year. Most of these transactions include a simple line item for an appraisal. And while there are an increasing number of automated home valuation processes that might seem less expensive than an appraisal, nearly all lenders still need a local expert because the stakes are very high. You might assume that getting a mortgage is the only reason to acquire an appraisal, but there are other instances when the services of a certified, independent real estate professional might come in handy. 
Contest your tax assessmentIt's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from Elite Appraisal Services is your best evidence when building your case. At Elite Appraisal Services, we're equipped to assist you in disputing your tax assessment. PMI removal to reduce a mortgage paymentWhen the amount being loaned to the home owneris more than 80% of the actual value of the property, almost all lenders ask homebuyers to buy this added insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Elite Appraisal Services can produce a statement regarding the value of your home. The price you paid for the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI. Order your appraisal from Elite Appraisal Services today Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce can be a particularly daunting experience for both parties, and it is often even more complicated by the difficult decision of who keeps the home. Regardless of the circumstances, it's a good idea to order an appraisal from Elite Appraisal Services so both parties are entirely aware of the true market value of their house. The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true worth of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal. Relocate to or from Brazoria County through an employee relocation programWe know the headaches involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we encourage relocating employees to provide remarks on the positive features of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered. Close on your home promptly — at the right priceA professional appraisal can help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees rest on our efforts to finish the appraisal report and and aren't related to the sales price. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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